Trusting God With Your Finances

The Mystery of the Tithe

Ladies, I cannot begin to articulate how I have struggled to trust God in the handling of money. In fact, a study revealed that women are more stressed about their finances than men. Let me share a brief story.

Not long ago I became ill. I procrastinated making a doctor’s appointment because I calculated how much it would cost for the appointment and medication.

Just Say No

How to Tame Your Child's Financial Desires

You’ve heard that idle hands are the devil’s workshop? As a single parent, I’ve always kept my children involved in activities. Their activities ranged from acting to swimming, basketball to lacrosse.

Activities prevented idleness, promoted socialization, and teamwork. However, those activities came with a hefty price of time and money; and it was stressful!

Got Refund Check-itis?

How to Spend Your Tax Refund

Do you have “Refund Check-itis?” Do you intend on making a large purchase or taking a dream vacation with your refund check?

Do you plan to buy a new or newer car to replace the POT (Piece of Trash) you are currently driving ?  I hate to break it to you girlfriend, but those should not be your goals if you are in any of the two categories below:

Girl, You Deserve It!

I am a divorced single mom of  four of the world’s greatest children.  I have been raising them on my own for the last nine years.  It has been difficult navigating as a single woman in my career, the dating scene, and my financial life.  

I have struggled financially for most of those years, and am now starting to get a handle on my finances.  I have many friends who have watched my journey and feel that I deserve all the good God has to give. We think that about all of our good friends, right?

Chile, You Don’t Need A Credit Card!

This blog post was initially going to be about the necessity of a credit card.  I experienced an incident with my daughter at a local car rental place that left me feeling that credit cards were essential.

I was never so disgusted when my eldest daughter, who does not have a credit card, reserved a car and was given such a hassle when she wanted to pay with her debit card.  They required bills in her name and an additional security deposit just to use her debit card!

Who’s Money Is It Anyway?

Why are more Americans in debt and financially fragile despite the many money management programs and services? Why are credit repair agencies, debt consolidation companies, and bankruptcies on the rise?

Everyone has heard of the phrase, “you reap what you sow.” That phrase is an agreed upon spiritual law from people of all religious groups. The phrase reminds us that you must put something in the ground to see a harvest. Thus, to see harvest in your financial life, you must give.

5 Credit Report Myths

According to Experian’s sixth annual State of Credit report the average Vantage credit score of Jacksonville Florida residents is 654 on a scale of 300 to 850. The Vantage credit score’s national average is 673 on a scale of 300 to 850. The above scores rank fair on the credit rating scale.

Understanding how credit scores are developed elude most people. Unfortunately,  people don’t want to admit that fair/poor credit is attributed to a lack of education regarding how money management decisions affects creditworthiness.

Women & Money:

5 Steps to Overcoming Money Woes

The Department of Labor indicated that 57% of all women are in the workforce and 70% of them are mothers with children under the age of 18. These staggering numbers reveal that women are more responsible than ever for making the financial decisions.

Women are now charged with financial decisions such as, making  large purchases (real estate, vehicle), planning for retirement and college, as well as managing their daily finances.

Stop The Debt Cycle!

Live the GOOD Life

The cycle of financial problems have followed me ALL of my adult life!  I struggled to maintain a good credit score, pay bills on time, save money, and get out of debt.

I would receive a lump sum of money,  pay off bills, but then fall back into the same financial rut months later.  I would develop a great budget and then never follow it. I would begin the month with the cash envelope system, and then use gas money to cover the grocery bill because I overspent at the grocery store.