Ladies, I cannot begin to articulate how I have struggled to trust God in the handling of money. In fact, a study revealed that women are more stressed about their finances than men. Let me share a brief story.
You’ve heard that idle hands are the devil’s workshop? As a single parent, I’ve always kept my children involved in activities. Their activities ranged from acting to swimming, basketball to lacrosse.
Do you have “Refund Check-itis?” Do you intend on making a large purchase or taking a dream vacation with your refund check?
I am a divorced single mom of four of the world’s greatest children. I have been raising them on my own for the last nine years. It has been difficult navigating as a single woman in my career, the dating scene, and my financial life.
This blog post was initially going to be about the necessity of a credit card. I experienced an incident with my daughter at a local car rental place that left me feeling that credit cards were essential.
Why are more Americans in debt and financially fragile despite the many money management programs and services? Why are credit repair agencies, debt consolidation companies, and bankruptcies on the rise?
Everyone has heard of the phrase, “you reap what you sow.” That phrase is an agreed upon spiritual law from people of all religious groups. The phrase reminds us that you must put something in the ground to see a harvest. Thus, to see harvest in your financial life, you must give.
According to Experian’s sixth annual State of Credit report the average Vantage credit score of Jacksonville Florida residents is 654 on a scale of 300 to 850. The Vantage credit score’s national average is 673 on a scale of 300 to 850. The above scores rank fair on the credit rating scale.
Understanding how credit scores are developed elude most people. Unfortunately, people don’t want to admit that fair/poor credit is attributed to a lack of education regarding how money management decisions affects creditworthiness.
The Department of Labor indicated that 57% of all women are in the workforce and 70% of them are mothers with children under the age of 18. These staggering numbers reveal that women are more responsible than ever for making the financial decisions.
Payday is a day that most people dread. Many joke that their paycheck is spent as quickly as it is received. But is that really a bad thing?Zero-Based budget.
The cycle of financial problems have followed me ALL of my adult life! I struggled to maintain a good credit score, pay bills on time, save money, and get out of debt.
I would receive a lump sum of money, pay off bills, but then fall back into the same financial rut months later. I would develop a great budget and then never follow it. I would begin the month with the cash envelope system, and then use gas money to cover the grocery bill because I overspent at the grocery store.